Stripe Launches Agent Payments, Crypto Rails to Capture AI Economy

Stripe Sessions 2026 keynote in 12 minutes — Stripe

Stripe

Stripe is building an integrated financial infrastructure for autonomous AI agents to build, buy, and monetize software without human intervention.

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## Background Published on YouTube by Stripe on May 1, 2026, this video provides a fast-paced 12-minute recap of the main keynote from Stripe Sessions 2026. The description highlights it as a compressed overview of everything launched at the conference, pointing viewers to the full-length keynotes and registration details for the next annual event.

## TL;DR The Stripe Sessions 2026 keynote introduces Stripe's ambitious product lineup designed to build the financial infrastructure for the AI and agentic era. Key reveals include Stripe Projects for autonomous agent developer workflows, the Machine Payments Protocol (MPP), Link agent wallets, and the Agentic Commerce Suite across major platforms like Google, Meta, and OpenAI. Stripe also debuted real-time token-based micro-payments via Metronome and Tempo, expanded Radar fraud protection against trial abuse, and unveiled Stripe Treasury with zero-fee B2B transfers and programmatic card issuing for AI agents.

## Atmosphere & style The presentation carries an energetic, forward-looking tone that blends high-stakes technological ambitiousness with approachable developer humor. Leaders frame complex financial innovations around the immediate realities of the 'agentic era,' keeping the pace crisp and engaging through live technical demonstrations and lighthearted jokes about 'vibe coding' and 'Moscone demigods.' Watching the recap creates an exciting, fast-moving sense of witnessing a monumental shift in how machines and humans will interact with global commerce.

## Key takeaways - [00:00](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=0s) Stripe is framing its Sessions 2026 announcements around building economic infrastructure specifically for the era of autonomous AI agents. - [01:00](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=60s) Stripe Projects launched into general availability to streamline backend provisioning and billing via the command line for developers and AI agents. - [01:40](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=100s) Stripe created the Machine Payments Protocol (MPP) with Tempo and launched Link Wallet for Agents to enable safe agentic spending without exposing credentials. - [02:18](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=138s) Agentic Commerce Suite enables product catalogs to be legible to AI agents and discoverable on platforms like Microsoft, OpenAI, Meta, and Google. - [03:59](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=239s) Console introduces an interactive AI agent embedded directly in the Stripe dashboard to investigate data and manage account actions. - [04:28](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=268s) Radar expanded free trial abuse protection and full payment method coverage to combat AI token theft and bot activity. - [05:31](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=331s) Stripe integrated high-speed billing engine Metronome to support real-time token tracking and flexible usage-based AI pricing models. - [05:58](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=358s) Stripe partnered with Paradigm on Tempo, a high-throughput blockchain enabling real-time 'Tokens Paid as Burnt' payment streaming. - [07:31](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=451s) The updated Stripe Treasury offers multi-currency support, 24/7 conversions, yields, card issuance, and instant zero-fee transfers between Stripe accounts. - [08:31](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=511s) Link now supports stablecoin payouts directly to 250 million users worldwide, while Digital Asset Accounts provides a unified API for crypto integration. - [10:14](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=614s) Stripe expanded its platform offerings with embedded Treasury components, consumer debit cards, lines of credit, and programmatic Issuing for AI agents. - [11:02](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=662s) Stripe officially launched its live public product roadmap at [stripe.com/roadmap](https://stripe.com/roadmap).

## Detailed walkthrough ### [00:00](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=0s) Building the Economic Infrastructure for the AI Era

The Stripe Sessions 2026 keynote opens with a bold statement on the overarching theme of the conference: Stripe is building the core economic infrastructure for the AI era. Framing the day's announcements as the most ambitious single-day set of product releases in Stripe's history, the team sets the stage before introducing Will Gaybrick, Stripe's President of Technology and Business. Gaybrick dives right into the core premise of modern economic shifts—warning that it is easy to underestimate a near future where autonomous AI agents act as primary economic actors, driving most online transactions. Because agents operate at hyper-speed compared to humans, they spend money exponentially faster as well.

To address the practical realities of developer workflows in this agentic era, Stripe highlights **Stripe Projects**, which solves the backend friction of "vibe coding" and "vibe deploying." Building an application shouldn't resemble assembling IKEA furniture, where developers constantly juggle dozens of services, set up individual accounts, hop between disparate dashboards, and copy-paste secret keys. Crucially, autonomous agents cannot navigate these human-dependent steps on their own. Stripe Projects fixes this by programmatically provisioning services, tracking usage, and managing billing directly from the command line, enabling agents to operate completely autonomously. Following a private preview launched the previous month with thousands waiting on the list, Stripe officially opened access to everyone.

- **Stripe Projects**: Programmatically provisions services, manages usage, and navigates billing via command line for autonomous agents (moved from private preview to general availability).

---

[01:40](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=100s) Autonomous Agentic Commerce: MPP, Link Wallet, and Platform Partnerships

Expanding on machine-to-machine interactions, the keynote revisits the **Machine Payments Protocol (MPP)**, an open standard created in collaboration with Tempo. MPP allows any web service to inform an agent via direct HTTP that payment is required and specify how to execute it. However, enabling agentic payments requires addressing fundamental trust and security questions: how to supply agents with payment credentials without risking abuse. To solve this, Stripe introduced **Link’s wallet for agents**, empowering users to delegate spending authority safely. Credentials remain completely hidden from the agent, and humans retain approval control over every purchase. Together, Stripe Projects, MPP, and the Link wallet form a complete pipeline for agents to build, buy, and sell software autonomously.

On the distribution and discovery side, Stripe outlined massive ecosystem integrations making products natively legible to both consumers and AI models across major platforms:

- **Microsoft & OpenAI**: Making products directly discoverable inside Copilot and ChatGPT. - **Meta**: Powering direct checkout experiences embedded within ads. - **Google**: Partnering so customers can buy products directly inside Google's AI mode and the Gemini app.

All these channels run through the **Agentic Commerce Suite**. With a single integration, a seller's product catalog becomes structured and legible to AI agents. Furthermore, Stripe extended this support to platforms on Stripe Connect, allowing platforms to automatically unlock agentic sales channels for their underlying merchants without requiring those individual businesses to build custom agent integrations.

- **Link Wallet for Agents**: Securely provisions spending power to autonomous agents without exposing underlying payment credentials. - **Global Payment Method Expansion in Link**: Added support for India's UPI (500M+ users), Brazil's Pix (160M+ users), and stablecoins. - **Checkout Studio**: A new dashboard interface dedicated to configuring and optimizing checkout flows for higher conversion.

---

[03:59](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=239s) Console AI, Fraud Prevention via Radar, and Metronome Token Billing

Moving beyond traditional dashboard lookup tools, the presentation showcases **Console**, an interactive AI agent for Stripe accounts capable of analyzing data, investigating discrepancies, and taking direct actions on an account's behalf.

Attention then shifts to the evolving threat landscape in the AI space. Bad actors are no longer just after cash or stolen credit card numbers—they are actively stealing LLM tokens. While Stripe's **Radar** fraud engine historically protected card transactions and expanded to ACH and SEPA, the rise of AI has introduced severe financial risks, such as free trial abuse. In just six months, free trial abuse more than doubled, hitting AI companies particularly hard because every fraudulent trial burns real, expensive inference compute. Stripe introduced a one-click toggle in the dashboard to block trial abuse instantly, while expanding Radar's fraud protection across *all* payment methods hosted on Stripe.

To address the monetization side of AI, Stripe emphasizes how the market has rapidly pivoted to usage-based, outcome-based, hybrid, and token-based pricing. Competing effectively requires revenue infrastructure capable of keeping up with agentic "token maxing." Real-time tracking of token consumption is made possible through Stripe's acquisition of **Metronome**, a high-speed billing engine built to run as fast as AI agents.

- **Console**: Fully-fledged AI agent embedded in the Stripe console to query data, run investigations, and perform account actions. - **Free Trial Abuse Prevention**: One-click Radar protection targeting token-burning bot activity. - **Radar Coverage**: Expanded beyond cards/ACH/SEPA to protect 100% of Stripe payment volume regardless of payment method.

---

[05:58](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=358s) Streaming Payments on Tempo: "Tokens Paid as Burnt"

Taking usage-based billing to its extreme, the presenters stage a live demonstration of a world-first business model: **Tokens Paid as Burnt**. Instead of billing at the end of the month or charging pre-paid credits, the setup streams micro-payments in real time at the exact millisecond rate that tokens are consumed by AI agents.

This real-time streaming capability relies on a partnership with **Paradigm** to build **Tempo**, a high-throughput blockchain purpose-built for financial transactions. On stage—jokingly offering a prayer to the "Moscone demigods"—the presenter kicks off multiple autonomous agents. As the agents generate output and burn tokens, stablecoins stream instantaneously across the Tempo network to settle the bill. Combining Metronome's real-time metering with Tempo's low-latency settlement creates a new paradigm where payments move at the speed of compute.

- **Tempo**: A blockchain designed specifically for high-speed payment streaming, co-developed with Paradigm. - **Tokens Paid as Burnt**: A real-time business model settling stablecoins on Tempo as tokens are consumed by inference models. - **Platform Customization Recap**: Highlighted custom objects, automated workflows, full-page public dashboard apps, Stripe Database for real-time querying, and billing support for contracted sales.

---

[07:31](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=451s) Stripe Treasury, Agent B2B Payments, and Digital Asset Accounts

For lean, hyper-scaling, global startups, legacy financial infrastructure remains a massive operational bottleneck. To bridge this gap, Stripe announced the new **Stripe Treasury**, built natively on both fiat and stablecoin rails. Multi-currency accounts allow businesses to hold US Dollars, British Pounds, Euros, and stablecoins side by side in a single dashboard, with instant currency conversions available 24/7/365—even on weekends and bank holidays. Treasury accounts can also issue physical and virtual Stripe business cards powered by Mastercard to spend funds directly from account balances. Additionally, balances automatically generate yield credits that offset Stripe processing fees.

Demonstrating cross-border utility, Meta uses Link to deliver fast stablecoin payouts directly to creators in places like the Philippines and Colombia. Because **Link now stores stablecoins**, businesses can pay out directly to any of the 250 million consumers registered on Link without dealing with underlying wallet or crypto management.

Furthermore, with 4.8 million daily internal transactions occurring between Stripe-powered businesses, intra-network transfers between Stripe Treasury accounts are now **free and instantaneous**. On stage, a live demo using Model Context Protocol (MCP) showed a user connecting ChatGPT to a Stripe Treasury account via an MCP server, prompting the agent ("Show me the money") to execute an instant, zero-fee B2B invoice payment entirely through voice/text commands.

For developers looking to embed crypto features, Stripe unveiled **Digital Asset Accounts**: a unified API providing everything needed to build crypto/stablecoin financial products.

- **Stripe Treasury**: Multi-currency support (USD, GBP, EUR, stablecoins), 24/7 instant conversion, card issuance via Mastercard, and fee-reducing balance credits. - **Zero-Fee B2B Transfers**: Free, instant transfers between any Treasury accounts on the Stripe network. - **Link Stablecoin Payouts**: Direct stablecoin payout capability reaching 250 million Link users. - **Digital Asset Accounts API**: A single API combining token payments across blockchains, fiat on/off-ramps, on-chain FX, integrated yield, and flexible custody options.

---

[10:14](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=614s) Platform Solutions, Issuing for Agents, and the Public Roadmap

Stripe's scale currently spans over 16,000 platforms powering more than 11 million businesses. To support this ecosystem, Stripe continues to deploy its flagship products directly as embedded components for platforms. Key platform updates include:

* **Embedded Treasury Components**: Allowing platforms to embed full multi-currency and card-issuing capabilities into their own SaaS products. * **Capital Lines of Credit**: Extending flexible credit lines to platform users. * **Consumer Debit Cards**: Expanding the card issuing suite to include consumer debit cards. * **Issuing for Agents**: Enabling developers to programmatically issue credit/debit cards directly to AI agents with strict spending controls.

To wrap up the keynote, the team addressed a long-standing developer request by officially announcing the launch of Stripe's public product roadmap. Apologizing lightheartedly for the delay, the leadership team directed attendees to access the live roadmap directly at `[stripe.com/roadmap](https://stripe.com/roadmap)`, concluding with a reminder that the agentic era is no longer a future prediction—it is active right now.

- **Platforms Scale**: 16,000+ platforms reaching 11M+ end businesses. - **Issuing for Agents**: Dedicated card-issuing capabilities engineered specifically for autonomous agents. - **Public Roadmap**: Officially live at `[stripe.com/roadmap](https://stripe.com/roadmap)`.

## Notable quotes > [00:00](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=0s) vibe coding

> [00:00](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=0s) vibe deploying

> [05:58](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=358s) Tokens Paid as Burnt

> [05:58](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=358s) Moscone demigods

> [07:31](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=451s) Show me the money

## Mentioned Stripe, Stripe Sessions 2026, Will Gaybrick, Stripe Projects, Machine Payments Protocol (MPP), Tempo, Link Wallet, Microsoft, OpenAI, Copilot, ChatGPT, Meta, Google, Gemini, Agentic Commerce Suite, Stripe Connect, Checkout Studio, Console, Radar, Metronome, Paradigm, Stripe Treasury, Mastercard, Model Context Protocol (MCP), Digital Asset Accounts, Capital Lines of Credit

[Source](https://www.youtube.com/watch?v=8F4XyWYqZi8)

中文简报

Stripe推出Agent支付与加密轨道，发力AI经济 Stripe正在构建集成式金融基础设施，使自主AI智能体能够在无需人工干预的情况下构建、购买软件并实现软件变现。 Stripe Sessions 2026主题演讲公布了Stripe雄心勃勃的产品阵容，旨在为AI和智能体时代打造金融基础设施。关键亮点包括用于自主智能体开发者工作流的Stripe Projects、机器支付协议（MPP）、Link智能体钱包，以及覆盖Google、Meta和OpenAI等主流平台的Agentic Commerce Suite。此外，Stripe还通过Metronome与Tempo推出了基于Token的实时微支付，扩展了针对试用滥用的Radar反欺诈保护，并公布了支持零手续费B2B转账和针对AI智能体程序化发卡的Stripe Treasury。 Stripe将其Sessions 2026的发布重点聚焦于专门为自主AI智能体时代构建经济基础设施。 (0:00) Stripe Projects已正式全面商用（GA），通过命令行简化面向开发者和AI智能体的后端配置与计费。 (1:00) Stripe与Tempo合作制定了机器支付协议（MPP），并推出了面向智能体的Link Wallet，在不泄露凭证的情况下实现安全的智能体支出。 (1:40) Agentic Commerce Suite使商品目录可被AI智能体识别读取，并能在Microsoft、OpenAI、Meta和Google等平台上被检索发现。 (2:18) Console推出了直接嵌入Stripe仪表板的交互式AI智能体，用于排查分析数据和管理账户操作。 (3:59)

Reading summary

At Stripe Sessions 2026, Stripe outlined an infrastructure overhaul aimed at supporting autonomous AI agents as primary economic actors, introducing tools for programmatic service provisioning, agent-led commerce, real-time micro-billing, and hybrid fiat-stablecoin banking. Autonomous Developer Workflows and Agent Commerce (0:00) Stripe opened general availability for Stripe Projects, a command-line interface designed to remove manual friction—such as account creation, key management, and multi-dashboard navigation—by programmatically provisioning services and managing billing directly for autonomous agents. According to Will Gaybrick, Stripe's President of Technology and Business, agents operate and spend capital exponentially faster than humans, making legacy manual setups impractical. Agent Credentialing, Protocols, and Platform Distribution (1:40) To handle agent-to-agent transactions safely, Stripe introduced Link’s wallet for agents alongside the Machine Payments Protocol (MPP), an open HTTP-based payment standard co-developed with Tempo. This setup delegates spending authority without revealing raw payment credentials to the agent, maintaining human approval mechanisms. Simultaneously, Link added support for India's UPI (500M+ users), Brazil's Pix (160M+ users), and stablecoins. Combating AI Trial Abuse and Real-Time Token Billing (3:59) The company addressed new AI-driven operational risks, reporting that free trial abuse doubled in six months as malicious actors targeted expensive LLM inference compute rather than conventional credit card fraud. In response, Stripe expanded Radar's fraud coverage across all payment methods and introduced a one-click dashboard control to stop trial abuse. To manage complex monetization models, Stripe paired its Metronome acquisition with Tempo, a high-throughput blockchain co-developed with Paradigm, to demonstrate 'Tokens Paid as Burnt'—a streaming system that settles micropayments in stablecoins millisecond-by-millisecond as inference tokens are consumed. Hybrid Treasury, B2B Transfers, and Agent Issuing (7:31) Stripe redesigned Stripe Treasury to unify fiat currencies (USD, GBP, EUR) and stablecoins within a single interface, offering 24/7 conversions, Mastercard-backed card issuing, and yield credits that offset processing fees. Intra-network transfers across Treasury accounts are now free and instant, supported by a demonstration where ChatGPT used Model Context Protocol (MCP) to execute B2B invoice settlements. For platforms and developers, Stripe added the Digital Asset Accounts API, embedded Treasury tools, and 'Issuing for Agents,' which allows programmatic deployment of payment cards bounded by strict spending rules. Stripe concluded by publishing its product roadmap online, arguing that the shift toward autonomous, machine-driven transactions is already underway across its network of over 16,000 platforms and 11 million connected businesses.

精炼阅读摘要

Stripe 在 2026 年 Sessions 大会上宣布推出其史上规模最大的单日产品发布，技术与业务总裁 Will Gaybrick 认为自主 AI 代理正在成为线上交易的核心主体，因此金融与开发基础设施必须重构以适应高速运行的机器经济。 代理工作流与后端环境的自动化部署 (0:00) 针对 AI 代理时代开发流程的零碎问题，Stripe 正式公开发布了此前处于内测阶段的 Stripe Projects。该工具旨在消除应用构建中跨仪表盘配置、手动管理独立账户与复制密钥等依赖人工干预的摩擦，使自主 AI 代理能够通过命令行以可编程方式完成服务开通、用量追踪以及账单结算，以此实现全自主运行。 在日常运维层面，Stripe 推出了内嵌于控制台的互动式 AI 代理 Console。该工具支持直接对账户数据进行分析、调查异常交易并代为执行管理操作，使商户无需依赖传统仪表盘的手动排查流程。 机器支付协议与代理商贸生态集成 (1:40) 为了让机器间交互具备原生支付能力，Stripe 与 Tempo 合作开发了开源的机器支付协议（MPP），使网络服务能够通过直接 HTTP 通信向 AI 代理提示支付需求并指定结算方式。针对代理资金托管与凭证滥用的安全风险，Stripe 推出了面向代理的 Link 钱包，在对代理完全隐藏真实支付凭证的前提下委托消费额度，同时保留人类对单笔交易的最终审批权。此外，Link 还扩展了对印度 UPI（覆盖超 5 亿用户）、巴西 Pix（覆盖超 1.6 亿用户）及稳定币的支持。 在分发与发现端，Stripe 推出 Agentic Commerce Suite，将商户产品目录结构化以便模型理解，并与微软和 OpenAI（集成于 Copilot 与 ChatGPT）、Meta（广告内直接结算）以及谷歌（集成于 AI 模式与 Gemini 应用）建立分发合作。通过 Stripe Connect，平台级商户无需单独开发即可自动为旗下子商户开启这些代理销售通道。 代币计费防御与毫秒级实时流式结算 (3:59) 随着商业模式转向按用量与代币定价，黑客攻击的焦点已从窃取资金或信用卡转向窃取大语言模型代币。Stripe 指出，在过去六个月内免费试用滥用增长了一倍以上，因虚假试用直接消耗昂贵的实际推理算力，对 AI 企业造成严重财务损失；为此，Stripe 将 Radar 风控扩展至所有托管支付方式，并上线一键拦截试用滥用功能。此外，通过收购高速计费引擎 Metronome，Stripe 实现了对高频代币消耗的实时跟踪与计费。 在底层结算方面，Stripe 展示了与 Paradigm 合作研发的高通量金融专用区块链 Tempo。通过将 Metronome 的实时计量与 Tempo 网络的低延迟结算相结合，双方演示了名为“Tokens Paid as Burnt”的实时流式微支付架构：当自主代理消耗算力生成内容时，系统以毫秒级频率在区块链上即时流式结算稳定币，改变了按月结算或预付充值的传统计费模式。 混合多币种财资管理与代理企业级金融 (7:31) 针对全球扩张型企业的跨境结算瓶颈，新版 Stripe Treasury 实现了法定货币与稳定币的同底座整合，企业可在单一仪表盘内并排持有美元、英镑、欧元及稳定币，享受全年无休的即时汇兑，并可通过万事达卡联名卡直接消费账户余额或获取利息抵扣手续费。依托 Link 对稳定币存储的支持，Meta 等企业已通过该网络向菲律宾和哥伦比亚的创作者发放稳定币，直接触达 Link 的 2.5 亿注册用户。 针对网络内交易，Stripe 平台内每日 480 万笔转账现已向 Treasury 用户提供免手续费的即时到账服务，现场演示利用模型上下文协议（MCP）将 ChatGPT 与 Treasury 对接，通过语音或文本指令触发即时 B2B 付款。此外，Stripe 推出 Digital Asset Accounts 统一接口以整合链上交易与合规托管，并面向覆盖超 1100 万家企业的 16000 多家平台推出“Issuing for Agents”，允许开发者以受控限额向自主代理直接发行可编程借记卡与信用卡。 Stripe 官方公布了公开产品路线图（stripe.com/roadmap），强调代理经济已经进入落地阶段。然而，大规模部署代理支付仍取决于主流平台对 MPP 协议的接纳程度、毫秒级链上结算在高并发场景下的网络稳定性，以及企业对 AI 代理完全托管财务操作时的合规与风控承受力。

Detailed notes — zh

## Background 本视频由 Stripe 官方于 2026 年 5 月 7 日发布在 YouTube 平台。视频简介概括指出，该内容在 12 分钟内浓缩呈现了 Stripe Sessions 2026 大会上发布的所有重磅产品更新与战略动态。 ## TL;DR 在本次 Sessions 2026 主题演讲中，Stripe 确立了构建“AI 时代经济基础设施”的核心使命，全面迎接入局互联网经济交易的自主 AI 智能体浪潮。官方重磅推出了打破后端交付断层的 Stripe Projects、开源机器支付协议（MPP）以及沙箱隔离的 Link 智能体钱包，并将商品结账无缝植入 Google、OpenAI 与 Meta 等巨头生态。此外，Stripe 宣布收购 Metronome 并联合推出专注于流式微支付的底层链 Tempo，实现了 Token 燃烧即刻结算的全新商业范式；结合法币与稳定币融合的全新 Treasury 及面向智能体的专属发卡服务，为全球智能体商业闭环奠定了全套金融基石。 ## Atmosphere & style 整场演讲节奏紧凑凌厉、信息密度极高，兼具顶尖科技峰会的宏大愿景与接地气的极客幽默。演讲者用“组装宜家家具”等生动比喻化解复杂架构难题，更在台上调侃着向“莫斯康半神祈祷”，现场大屏实机跑通数百个智能体高并发链上流式微支付与 ChatGPT 发票代付，戏剧张力拉满。视听体验充满突破性的技术震撼，令观众真切感受到由自主智能体主导的经济新范式并非虚无缥缈的未来，而是正发生在眼前的现实变革。 ## Bulletin - [00:00](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=0s) Stripe 全面开放 Stripe Projects，通过命令行与 API 补齐从“氛围编码”到“氛围部署”的基础设施断层，赋能 AI 智能体自主配置后端服务与处理结算。 - [01:40](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=100s) 基于开源机器支付协议（MPP）与 Link 智能体钱包，Stripe 实现了敏感凭证沙箱隔离与精细化限额策略，推动“智能体自主构建、购买并销售软件”的商业闭环落地。 - [05:24](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=324s) Stripe 收购实时计费引擎 Metronome 并携手 Paradigm 打造专用结算公链 Tempo，在发布会现场实机跑通了稳定币毫秒级流式微支付，实现“Token 随烧随结”的全新计费模式。 - [07:11](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=431s) 全面重塑的 Stripe Treasury 深度打通法币与稳定币双轨，宣布体系内商户互转永久免手续费，并通过接入模型上下文协议（MCP）支持在 ChatGPT 等交互入口中直接调度企业资金。 ## Key takeaways - [00:00](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=0s) Stripe 确立了全面构建“AI 时代经济基础设施”的核心战略，断言自主 AI 智能体即将在不久的将来成为互联网绝大多数交易的主要经济参与者。 - [00:00](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=0s) Stripe Projects 结束数千人候补期进入全面可用（GA），旨在消除人工在各服务控制台来回切换与粘贴 API 密钥的繁琐流程，让智能体能够端到端自主调度云资源。 - [01:40](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=100s) 机器支付协议（MPP）基于原生 HTTP 让任意线上服务能向智能体直接发起收款请求，解决了底层机器间通讯标准问题。 - [01:40](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=100s) Link 智能体钱包通过沙箱隔离机制保障核心支付凭证绝不外泄给智能体或第三方服务，并支持用户设立人工审批或差异化放行策略以防范资金失控。 - [02:37](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=157s) Agentic Commerce Suite 支持商户一次接入即可将目录与交易能力分发至 ChatGPT、Copilot、Meta 广告以及 Google 搜索 AI 模式与 Gemini 等多元智能体入口。 - [02:37](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=157s) Stripe 控制台全面接入具备数据推理与主动调查能力的 Console AI 智能体，并上线 Checkout Studio 为商户提供可视化的结账转化率调优工作台。 - [04:17](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=257s) 面对利用脚本批量滥用免费试用以盗取昂贵大模型 GPU 算力的新型黑产，Stripe Radar 上线了一键防护机制，并将风控拦截范围扩容至体系内 100% 的支付手段。 - [05:24](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=324s) 软件商业模式迅速向 Token 消耗计费演进，Stripe 通过收购实时计费平台 Metronome，让复杂的用量账单计算吞吐速度能够匹配智能体的高并发运行效率。 - [05:24](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=324s) Stripe 与 Paradigm 联合构建专为微支付设计的高性能区块链 Tempo，现场演示了多智能体并发消耗 Token 时稳定币秒级实时不可逆划转的流式支付机制。 - [07:11](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=431s) 新版 Stripe Treasury 原生整合法定货币与链上稳定币，支持企业在统一面板中 7×24 小时即时兑换多国货币与稳定币，打破传统银行假日的结算阻隔。 - [08:23](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=503s) Link 原生集成稳定币存储与打款，使跨国平台能够无门槛向全球 2.5 亿个人创作者下发收益，用户端无需感知复杂的区块链钱包交互逻辑。 - [08:23](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=503s) 面对每日高达 480 万笔的平台网络内商户间往来转账，Stripe 宣布所有 Treasury 账户互转手续费彻底归零。 - [08:23](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=503s) 借助模型上下文协议（MCP），AI 智能体可被直接授权接管企业金库的查账与审核流程，支持通过自然语言对话即时全自动完成发票对账与支付。 - [09:36](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=576s) 数字资产账户（Digital Asset Accounts）将跨链支付、合规法币出入金、链上外汇、资产收益与自选托管等 Web3 基础能力全数封装进单一 API。 - [09:36](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=576s) Stripe 推出专为自主 AI 智能体打造的发卡能力（Issuing for Agents）与平台嵌入式授信额度（Lines of Credit），从资金端为智能体经济铺路。 - [10:59](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=659s) Stripe 正式上线公共产品路线图（stripe.com/roadmap），强调智能体驱动的全新商业时代并非遥远展望，而是正在当下真实发生的产业变革。 ## Detailed walkthrough ### [00:00](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=0s) 构建 AI 时代的经济基础设施与 Stripe Projects 大会在热烈的氛围中开场，Stripe 明确宣告了其核心使命：全面构建“AI 时代的经济基础设施”（the economic infrastructure for the AI era）。这不仅是整场 Sessions 大会贯穿始终的核心主线，更被官方定义为 Stripe 历史上单日发布规模最宏大、最具野心的一组产品阵容。随后，Stripe 技术与业务总裁 Will Gaybrick 登台，直奔未来商业格局的剧变。 Will Gaybrick 指出，人们极容易低估一个即将到来的现实：在不久的将来，自主 AI 智能体（Autonomous Agents）将成为互联网大多数交易的核心经济参与者。AI 智能体的工作速度远超人类，其消耗资金的速度也同样迅猛。在当前“氛围编码”（vibe coding）风靡的时代，后端交付却面临巨大瓶颈。Gaybrick 生动地比喻道：在智能体编程时代，构建一款应用绝不该像“组装宜家家具”那样痛苦——开发者必须周旋于十几个不同的服务提供商之间，在各个平台逐一注册账户、在控制台仪表板之间来回切换、频繁复制粘贴 API 密钥和机密信息。这种繁琐的流程完全依赖人工介入，智能体根本无法独立完成。 为了彻底解决这一断层，Stripe 正式推出了 Stripe Projects，专门负责攻克“氛围部署”（vibe deploying）环节。该产品允许开发者直接通过命令行（CLI）以编程方式全自动配置底层服务、管理资源用量，甚至自动处理账单流程。更重要的是，它赋能 AI 智能体完全自主地调用并执行这些基础设施操作。上个月进入受限预览（private preview）后，候补名单已排满数千名开发者；如今 Stripe 宣布全面解除限制，正式面向所有开发者公开可用。 - **产品定位**：Stripe Projects 解决从 vibe coding 到 vibe deploying 的断层，消除繁琐的手动账户与密钥配置。 - **自动化能力**：支持服务自动配置、用量监控、账单自动履约，全程可通过命令行与 API 交付给智能体自主调度。 - **发布状态**：结束数千人的候补等待期，全面向大众开放（General Availability）。 --- ### [01:40](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=100s) 机器支付协议 (MPP) 与 Link 智能体钱包 数月前，Stripe 与 Tempo 合作推出了开源标准“机器支付协议”（Machine Payments Protocol，简称 MPP）。MPP 运行于原生 HTTP 之上，使任何线上服务都能在网络层直接向 AI 智能体发出付款请求指令，告知智能体需要支付的金额与支持的付款方式。然而，即便服务具备了接收智能体支付的能力，一个核心信任问题依然悬而未决：如何赋予智能体支付凭证，同时又确保其不会失控乱花钱？ Stripe 的答案是激活其旗下拥有数亿用户的身份认证与支付产品 Link，推出专门面向智能体的全新产品——Link 智能体钱包（Link's new wallet for agents）。该钱包让用户能够以极高安全性授权智能体代表自己进行消费：真正的核心支付凭证受到底层沙箱隔离，永远不会暴露给智能体或第三方服务，并且每一笔交易支出都可以设定用户人工确认或精细化授权策略。当 Stripe Projects、MPP 协议与 Link 智能体钱包串联起来时，行业已然站在了“智能体自主构建、购买并销售软件”的历史分水岭。 ```mermaid flowchart TD accTitle: 智能体商业闭环架构 accDescr: 展示 Stripe Projects、MPP 与 Link 智能体钱包如何协同实现智能体自主构建与交易。 subgraph Provisioning["基础设施配置"] A["AI 编码智能体"] --> B["Stripe Projects (CLI / API)"] B --> C["自动化服务配置与资源配额"] end subgraph Protocol["服务交互协议"] C --> D["调用外部 API / 商业服务"] D -->|HTTP 402 / 支付指令| E["机器支付协议 (MPP)"] end subgraph Payment["凭证授权与结算"] E --> F["Link 智能体钱包"] F -->|用户预设策略 / 凭证脱敏| G["安全扣款与自动化结算"] end ``` --- ### [02:37](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=157s) Agentic Commerce Suite、巨头生态合作与 Checkout Studio Stripe 进一步展示了其在各大前沿交互入口与巨头生态中的全面渗透。目前，Stripe 已联手微软与 OpenAI，使商户的产品能够直接在 Copilot 和 ChatGPT 内部被检索与购买；与 Meta 合作，将结账能力无缝植入广告场景之中。而在本届大会上，Stripe 宣布了一项重磅合作：正式与 Google 达成深度集成，消费用户很快将能够在 Google 搜索的“AI 模式”以及 Gemini 独立应用内直接完成商品选购与即时结账。 所有这些渠道均由底层的 Agentic Commerce Suite 统一驱动。商户只需接入一次 Stripe，其商品目录与交易能力便能自动转译为智能体可理解、可读取的结构；Stripe Connect 平台上的 SaaS 合作伙伴也能一键将此渠道开放给平台商户，无需商户各自单独做复杂的 AI 适配。与此同时，Link 持续拓宽全球本地支付网络：新增对印度超过 5 亿人使用的 UPI、巴西超过 1.6 亿人使用的 PIX 以及全球稳定币支付的支持。此外，Stripe 揭晓了全新的 Checkout Studio，为商户提供可视化配置与转化率深度优化的专属工作台；而 Stripe 控制台更迎来了质的飞跃——推出 Stripe Console AI 智能体，它不再是一个简单的退款查找框，而是能够深度理解商户数据、自动调查异常并执行复杂管理动作的全功能账户助手。 - **巨头生态结账覆盖**：ChatGPT、Microsoft Copilot、Meta 广告内嵌结账，以及最新宣布的 Google 搜索 AI 模式与 Gemini 应用内结账。 - **Agentic Commerce Suite**：一次接入，全平台产品元数据对 AI 智能体全面可读，支持 Connect 平台客户无缝向下分发。 - **Link 全球本地化与稳定币**：无缝支持印度 UPI（5 亿+ 用户）、巴西 PIX（1.6 亿+ 用户）及全球主流稳定币。 - **Checkout Studio 与 Stripe Console**：提供转化率调优实验室，并内置能主动推理和调查数据的全能 AI 智能体控制台。 --- ### [04:17](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=257s) 防范 AI 时代的欺诈：Radar 全面升级与试用滥用防御 随着生成式 AI 的爆发，网络欺诈的战场景观发生了翻天覆地的变化。不法分子的目标不再局限于盗取信用卡资金或撞库窃取账号密码，而是演变出新型产业：大规模窃取大模型的 Token 算力。Radar 作为 Stripe 核心的风控防御中枢，正在直面这一极为棘手的新型黑产。 在过去短短 6 个月内，行业内的免费试用滥用（Free Trial Abuse）攻击频率翻了一倍以上，而最近一个月的攻击态势更是“尤为难看”（particularly ugly）。对于 AI 原生企业而言，每一次虚假注册的恶意试用，消耗的都是货真价实的昂贵 GPU 推理算力成本。为此，Stripe 在管理后台上线了“一键开启免费试用滥用防御”功能。继去年将 Radar 防护从信用卡拓展至 ACH 和 SEPA 转账后，本次大会宣布 Radar 迎来终极扩容：高风险交易拦截能力将全面覆盖系统支持的支付手段，演讲者更是幽默地表示不用逐一念名单了，因为“它已经覆盖了全部支付方式”（it's all of them），为商户所有的 Stripe 交易流水提供全天候风控屏障。 - **AI 时代欺诈新特征**：算力与 Token 盗用成为新型核心风险，批量化脚本恶意刷取免费试用配额。 - **算力成本止血**：控制台提供一键式免费试用防刷机制，实时阻断羊毛党和黑产攻击。 - **Radar 保护范围跃升**：突破传统银行卡、ACH 和 SEPA 局限，实现 Stripe 体系内 100% 支付方式与交易额的全面风控覆盖。 --- ### [05:24](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=324s) 实时 Token 计费与 Tempo 流式支付实机演示 当前商业市场的收费逻辑正在全面重塑，从过去的按席位订阅，迅速倒向按使用量计费、按产出成果计费、混合计费模式，乃至如今最为底层的按 Token 计费。AI 原生企业正遭遇由智能体引发的“Token 消耗大爆炸”（token maxing）。为帮助企业在毫秒级追踪并计费高并发的 Token 消耗，Stripe 宣布完成了对实时计费引擎 Metronome 的收购，确保账单计算系统的吞吐速度与智能体的运转效率完全对齐。 随后，现场抛出了一个颠覆性的商业构想：如果每消耗一个 Token，服务商就能在链上即时获得一笔不可逆的结算，结果会怎样？能否让支付结算流与 Token 燃烧速度完全实时同步？为此，Stripe 联合 Paradigm 共同研发了专为高频支付设计的底层区块链 Tempo。两位演讲者在旧金山 Moscone 现场发起了一场极具戏剧性的实机挑战：调侃要向“莫斯康的半神们祈祷”（a prayer to the Moscone demigods），并开玩笑称如果成功就相当于推出了商业界的“全美超模新商业范式”（America's next top model）。伴随舞台终端指令敲下，数百个智能体并发运行，舞台大屏幕实时展示了稳定币在 Tempo 链上如流水般连续结账的过程，并在短短几秒内全部完成结算，成功在现场跑通了全球首个“Token 随烧随结”（tokens paid as burnt）的流式支付商业范式。 - **商业模式演进**：软件收费从固定订阅转向以 Token 消耗、实际业务结果为核心的高频计费。 - **核心收购**：将 Metronome 纳入版图，构建与智能体吞吐响应速度匹配的高性能实时计费引擎。 - **Tempo 区块链发布**：由 Stripe 与 Paradigm 联合构建，专注于流式即时微支付的底层结算公链。 - **现场实机验证**：借助 Tempo、Metronome 与稳定币流式传输，实现全球首个 Token 消耗即时不可逆结算的模型。 --- ### [07:11](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=431s) 全新 Stripe Treasury：法定货币与稳定币融合的金库 在快速回顾了商户可定制对象（Custom Objects）、工作流引擎（Workflows）、控制台全页面公开应用以及 Stripe 实时数据库等一系列更新后，话题转向了现代企业的资金管理痛点。当今商业世界涌现出一种崭新的企业形态：极其精简、极速扩张（hyper scaling）、从第一天起就面向全球化运作。然而，传统的企业财资与银行资金管理手段却严重滞后，完全跟不上这类初创公司的奔跑节奏。 为此，Stripe 正式推出了全面重塑的 Stripe Treasury，底层原生深度融合了法定货币与稳定币双重结算轨道。该系统为企业提供多币种金融账户，允许商户在同一个面板中并排持有美元、英镑、欧元以及多种稳定币资产。商户可以在不同币种和稳定币之间进行即时无缝兑换与内部划转，即使在传统银行暂停营业的周末和法定节假日也能秒级到账。此外，企业可直接开立由万事达卡（Mastercard）支持的 Stripe 商业卡，直接从多币种余额中扣款消费；商户在 Treasury 内存放资金还可自动获取收益积分，直接抵扣未来的 Stripe 手续费。 - **双轨底层支撑**：传统法币与链上稳定币并行，构建无缝衔接的全球化企业财资账户。 - **多币种统一池**：美元、欧元、英镑与稳定币混合存储，支持 7×24 小时即时无休兑换。 - **企业卡与费用回馈**：支持 Mastercard 联名卡直接扣抵余额消费，账户余额自动产生积分抵扣处理费。 --- ### [08:23](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=503s) Link 稳定币出海分发、零成本 B2B 转账与 MCP 智能体调度 全球化资金分发的痛点在跨国创作者经济中尤为明显。Meta 提出了一个极其切实的诉求：需要向位于菲律宾和哥伦比亚的内容创作者发送快速、稳定、无损的结算款项。传统的跨境汇款流程漫长且费率高昂，而直接给创作者分发加密货币又存在极高的门槛。Stripe 借助升级后的 Link 完美解决了这一难题：Link 钱包现已原生支持存储稳定币。这意味着平台企业能够向 Link 覆盖的全球 2.5 亿个人消费者直接发起稳定币打款，创作者在前端完全感知不到底层繁琐的区块链密钥与交互细节。 与此同时，在商业端，Stripe 网络内部每天发生的商户间相互转账高达 480 万笔。Stripe 宣布自即日起，所有使用 Stripe Treasury 的网络内商户之间互相转账，费用彻底降为零（Zero cost）。现场工程师 Felix 更是带来了一段震撼的技术演示：他打开 ChatGPT，接入 Stripe 刚刚发布的 MCP（Model Context Protocol，模型上下文协议）服务，并向其授权了 Treasury 账户的操作权限。Felix 对着聊天框输入了名台词 "chat, show me the money"（看看我的钱在哪里），智能体即刻提取并呈现了精准的 Stripe 账户余额；紧接着，Felix 命令智能体协助支付一张供应商发票，智能体自动读取发票明细并通过 MCP 在后台秒级调用完成划转。这标志着通过自然语言与开放智能体协议，实现了全自动、零成本的即时 B2B 资金转移。 - **创作者资金下发**：Link 原生集成稳定币存储，企业可向 2.5 亿 Link 用户一键分发全球收益，完全免除端侧 Web3 认知门槛。 - **Stripe 网络免手续费**：面对日均 480 万次的平台商户间互转，Treasury 账户间转账正式迈入零手续费时代。 - **ChatGPT + MCP 调度演示**：借助模型上下文协议（MCP），AI 智能体直接接管 Treasury 查账、审批与发票自动清算流。 --- ### [09:36](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=576s) 数字资产账户 (Digital Asset Accounts) 与平台金融基础设施 主流企业接纳稳定币与数字资产的浪潮，正在重现二三十年前企业拥抱云计算的深刻历史进程。大型集团与初创公司都在寻求将自身金融系统架设在稳定币底座之上。为了让任何团队都能毫无门槛地构建 Web3 原生金融工具，Stripe 发布了“数字资产账户”（Digital Asset Accounts）系统。该产品将构建加密与稳定币产品所需的一切复杂组件封装在单一 API 之内：原生集成多币种跨链代币支付、合规内置的法币入金（On-ramp）与出金（Off-ramp）通道、链上外汇兑换、自动化理财收益管理以及高度灵活的企业级资产托管能力。 最后，大会着重强调了平台经济生态的繁荣现状。目前 Stripe 赋能了超过 16,000 家软件平台，间接服务超过 1,100 万家终端企业。本次大会公布的所有前沿能力均以原生形态适配平台场景：Treasury 正式推出面向平台的嵌入式组件（Embedded Components），平台可将多币种账户直接嵌入其 SaaS 界面；去年推出的平台级 Radar 进一步强化了账户伪冒与洗钱风控；针对平台客户的融资需求，正式上线全新的授信额度（Lines of Credit）资本服务。在发卡领域（Issuing），除了新增面向消费级场景的借记卡支持外，Stripe 还顺应趋势重磅推出了专为自主智能体设计的专属发卡服务（Issuing for Agents），为智能体商业时代的全面到来铺平了最后的支付基石。 - **数字资产账户单一 API**：一站式集合跨链支付、法币出入金、链上 FX、自动化 Yield 收益及自选托管方案。 - **平台规模矩阵**：底层支撑 16,000+ 家大型平台，覆盖超 1,100 万家商户，全线技术支持原生无缝内嵌。 - **全新资本与发卡方案**：上线嵌入式 Treasury 组件、商户授信额度（Lines of Credit）、消费级借记卡以及面向自主智能体的 Issuing for Agents 发卡能力。 ### [10:59](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=659s) 为新型经济主体发卡与全新公共路线图发布 演讲者在收尾阶段重点提到，开发者如今不仅能轻松、而且更关键的是能“安全地”将支付卡发放给一种全新的经济主体——自主 AI 智能体（Agent）。这一能力的落地，标志着金融基础设施正全面向智能体驱动的商业场景延伸。然而，由于大会时间有限，即便浓缩在 12 分钟的主题演讲中，依然有大量重磅更新无法逐一展开详述。 为了让开发者能够一览所有正在构建和规划中的新功能，Stripe 隆重宣布推出全新的官方公开路线图（Public Roadmap），访问地址为 `stripe.com/roadmap`。演讲者现场带着几分幽默向台下致歉，坦言社区多年来一直在呼吁推出公开路线图，“坦白讲，大家这么久都没拿到这个，多多少少是我的责任，非常抱歉”，引来现场阵阵笑声与热烈掌声。 在全场主题演讲的最高潮，演讲者总结道：“智能体时代并非即将来临，它正发生在此刻（The agentic era isn't coming soon. It's happening right now）。”伴随着对参会者的感谢与掌声，Stripe Sessions 2026 浓缩主题演讲圆满画上句号。 - **核心产品发布**：Stripe 正式上线公共产品路线图，开发者可直接访问 `stripe.com/roadmap` 跟踪最新功能与规划动态。 - **时代定调**：确立了由 AI 智能体参与经济活动的“智能体时代”（Agentic Era）已经全面开启，Stripe 正在底层为其提供卡发行与支付结算的安全护栏。 ## Notable quotes > [00:00](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=0s) the economic infrastructure for the AI era — Will Gaybrick > [00:00](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=0s) 在智能体编程时代，构建一款应用绝不该像“组装宜家家具”那样痛苦 — Will Gaybrick > [01:40](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=100s) Link's new wallet for agents — Will Gaybrick > [04:17](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=257s) particularly ugly > [04:17](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=257s) it's all of them > [05:24](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=324s) a prayer to the Moscone demigods > [05:24](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=324s) America's next top model > [05:24](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=324s) tokens paid as burnt > [08:23](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=503s) chat, show me the money — Felix > [10:59](https://www.youtube.com/watch?v=8F4XyWYqZi8&t=659s) The agentic era isn't coming soon. It's happening right now ## Mentioned Stripe, Will Gaybrick, Felix, Stripe Projects, 机器支付协议 (Machine Payments Protocol / MPP), Tempo, Link, Link 智能体钱包 (Link's wallet for agents), Agentic Commerce Suite, Microsoft, OpenAI, Copilot, ChatGPT, Meta, Google, Gemini, Stripe Connect, UPI, PIX, Checkout Studio, Stripe Console AI, Radar, Metronome, Paradigm, Stripe Treasury, Mastercard, 模型上下文协议 (Model Context Protocol / MCP), 数字资产账户 (Digital Asset Accounts), Issuing for Agents, Public Roadmap (stripe.com/roadmap) ## Video description Everything Stripe launched at Sessions 2026 in 12 minutes. More information: https://stripesessions.com Full keynote: https://youtube.com/live/e13-s0p1tfE Developer keynote: https://youtube.com/live/-vRY2dtD7iQ Indexing the economy keynote: https://www.youtube.com/live/-vRY2dtD7iQ Register for Stripe Sessions 2027: https://register.stripesessions.com/2027?promocode=s27youtube [Source](https://www.youtube.com/watch?v=8F4XyWYqZi8)

Source quotes

[0:00] Will Gaybrick: the economic infrastructure for the AI era [0:00] Will Gaybrick: 在智能体编程时代，构建一款应用绝不该像“组装宜家家具”那样痛苦 [1:40] Will Gaybrick: Link's new wallet for agents [4:17] particularly ugly [4:17] it's all of them [5:24] a prayer to the Moscone demigods [5:24] America's next top model [5:24] tokens paid as burnt [8:23] Felix: chat, show me the money [10:59] The agentic era isn't coming soon. It's happening right now

Source quotes

[0:00] vibe coding [0:00] vibe deploying [5:58] Tokens Paid as Burnt [5:58] Moscone demigods [7:31] Show me the money

Original transcript

[0:00] Good morning and welcome to Stripe [0:02] Sessions. Stripe [snorts] is building [0:05] the economic infrastructure for the AI [0:07] era [0:08] and you're going to hear this theme [0:10] interwoven across everything that we [0:12] cover at Sessions. [0:14] I think today's announcements represent [0:16] the most ambitious single day set of [0:19] product launches in Stripe's history. [0:22] So, let's get into it. [0:24] >> Please welcome Stripe President of [0:26] Technology and Business, Will Gaybrick. [0:35] >> It's easy to underestimate the [0:36] implications of a near future where [0:38] agents are autonomous economic actors [0:41] responsible for most internet [0:43] transactions. [0:44] And just as agents work faster than we [0:46] do, they're going to spend money a lot [0:48] faster, too. Stripe Projects handles the [0:50] other side of vibe coding, vibe [0:52] deploying. In the era of agentic coding, [0:55] building an app shouldn't feel like [0:57] assembling IKEA furniture. You're [0:59] juggling a dozen different services, [1:00] creating accounts with each of them, [1:02] bouncing between dashboards, copying and [1:04] pasting secrets. [1:06] And agents can't do any of this. You [1:07] know, every single step requires a [1:09] human. [1:10] Well, Projects fixes this. You know, it [1:12] programmatically provisions services, [1:14] manages usage, and it even navigates [1:16] billing, all directly from the command [1:18] line. [1:19] And best of all, it empowers agents to [1:22] do this autonomously. [1:24] So, we launched in private preview last [1:25] month and there are many, many thousands [1:27] of you on the waitlist. [1:29] Well, right now, we're raising the gates [1:31] and making Stripe Projects available to [1:34] everyone. [1:36] >> [applause] [1:40] >> A few months back, we launched the [1:41] Machine Payments Protocol or MPP in [1:44] collaboration with our friends at Tempo. [1:46] Now, MPP is an open standard that lets [1:49] any service tell agents that payment is [1:51] required and how to pay, all directly [1:53] over HTTP. But, even if the app is ready [1:56] to accept agentic payments, how do we [1:59] give an agent a payment credential in [2:00] the first place? And how can we trust [2:03] them to use it responsibly? [2:05] Well, it turns out we already have [2:06] something perfect for this, Link. [2:09] So, today we're launching Link's new [2:12] wallet for agents. It lets you securely [2:15] empower agents to spend on your behalf. [2:17] Your payment credentials are never [2:18] exposed, and you approve every purchase. [2:21] Now, when you string together Stripe [2:23] projects, the machine payments protocol, [2:25] and the Link wallet for agents, [2:27] we're really on the precipice of agents [2:29] building, buying, and selling software [2:31] autonomously. [2:37] Let me give you a rundown of what we've [2:39] been up to. [2:40] >> With Microsoft and OpenAI, we're making [2:43] products discoverable inside Copilot and [2:45] ChatGPT. [2:47] With Meta, we're powering checkout right [2:50] inside ads. [2:52] And to reach customers everywhere, you [2:54] need to be where billions of people [2:56] search every day. [2:59] And so today, we're going even further [3:00] with a big new announcement. [3:03] We have partnered with Google, so your [3:05] customers will soon be able to buy from [3:07] you right inside AI mode and the Gemini [3:10] app. [3:12] >> [applause] [3:14] >> So, whether you're selling inside AI [3:16] surfaces or directly to agents with MPP, [3:19] it all runs through the agentic commerce [3:21] suite. [3:22] You can integrate with Stripe once, your [3:25] products become legible to agents, and [3:27] we're also adding support for platforms [3:29] on Stripe. [3:30] We're making it easy for platforms to [3:32] offer this new growth channel to their [3:34] customers. And those businesses can sell [3:36] without having to integrate with agents. [3:38] Link now supports UPI, used by over 500 [3:42] million people in India. [3:43] PIX, used by over 160 million people in [3:46] Brazil. [3:48] And stable coins to provide global [3:50] reach. [3:51] Today, I'm very excited to announce [3:53] Checkout Studio, a new place for you to [3:56] configure and optimize checkouts for [3:58] conversion. [3:59] >> This is the Stripe console. [4:01] Console is not a refunds lookup tool. [4:03] It's a fully fledged AI agent for your [4:05] Stripe account, capable of answering [4:07] questions, investigating, and taking [4:09] action on your Stripe data. [4:12] >> Yeah. [4:13] >> [music] [4:17] >> AI is creating entirely new terrain for [4:19] fraud. [4:20] Bad actors are no longer just stealing [4:23] money or credentials. [4:25] Increasingly, they're also stealing [4:27] tokens. [4:29] Radar is our fraud prevention product. [4:32] It started with protecting you from [4:34] fraud on card payments. [4:36] In just the last 6 months, free trial [4:38] abuse has more than doubled. [4:40] And the last month, [4:41] particularly ugly. [4:43] For AI businesses, every abusive trial [4:46] burns real inference costs. [4:48] You can turn on free trial abuse [4:50] prevention in the Stripe dashboard with [4:52] one click. Last year, we took Radar [4:54] beyond cards to ACH and SEPA. [4:58] Today, we're going further. A lot [5:00] further. Expanding Radar to block [5:03] high-risk transactions across more [5:05] payment methods. [5:06] Now, [5:07] I'm not going to read them all out [5:08] because [5:09] well, [5:10] it's all of them. [5:13] >> [applause] [5:16] >> Yes, Radar now protects all of your [5:18] Stripe payment volume. [5:24] >> The market has moved to pricing based on [5:26] usage, on outcomes, on hybrid models, [5:28] and increasingly on tokens. This means [5:31] that your ability to compete depends on [5:34] a revenue system that can keep up. If [5:36] you're an AI native business, or really [5:38] any business leaning into AI, you face [5:41] the same challenge. [5:42] You need a business model that can [5:44] handle the agent-fueled explosion in [5:46] token maxing. [5:48] Now, the first step is tracking token [5:50] consumption in real time. This is why we [5:53] acquired Metronome, a billing engine [5:56] that runs as fast as agents do. [5:58] >> What if I could get paid irreversibly in [6:01] real time for every token burnt? Now, [6:03] what if you could stream payments the [6:05] same rate that you can burn tokens? And [6:07] that's exactly why we partnered with [6:09] Paradigm to build Tempo. It's a [6:11] blockchain designed specifically for [6:13] payments. As far as we know, no one's [6:15] actually done this before. So, we're [6:17] going to launch the world's first ever [6:19] tokens paid as burnt business model [6:23] right here on stage. We're going to do [6:24] it by streaming stablecoins on Tempo. [6:27] >> So, if you pull this off, we can say [6:29] we've launched America's next top model. [6:32] >> It's the world's top new business model. [6:36] Okay. So, I'm going to set these agents [6:38] off. I'm going to say just a little [6:39] prayer to the Moscone demigods. And here [6:42] we go. [6:46] All the agents are done, and that's it. [6:48] We just launched a world's first [6:49] streaming payments business right here [6:52] on the stage at Moscone. [6:55] >> [applause] [6:58] >> And now, this is only possible because [7:00] of Metronome, Tempo, and stablecoins [7:02] tracking and paying for these tokens in [7:04] real time. [7:06] So, this is a really visceral example of [7:08] how Stripe is building the economic [7:09] infrastructure for AI. [7:11] >> So, to recap what we've covered, custom [7:13] objects, workflows, and apps to [7:15] customize Stripe. [7:17] Full-page public apps in the dashboard. [7:20] Stripe database to put all your data to [7:23] work in real time. [7:25] And billing support for sold contracts. [7:31] >> A new breed of business has emerged. [7:34] Startups that are hyper scaling, super [7:36] lean, and instantly global. But, the one [7:39] thing that can't seem to keep up is how [7:41] you manage your money. I'm super excited [7:44] to announce the new Stripe Treasury [7:47] powered by both fiat and stablecoin [7:49] rails. [7:52] >> [applause] [7:54] >> You get multi-currency financial [7:56] accounts which enable you to hold [7:57] dollars, pounds, euros, and stablecoins [8:00] side by side. [8:02] You can transfer between balances and [8:04] convert currencies instantly. Whenever [8:06] you need, yes, even on weekends and bank [8:08] holidays. In addition to that, you can [8:10] create Stripe cards powered by [8:12] Mastercard to spend directly against [8:14] your balances. [8:15] Businesses will automatically earn [8:17] credits when they hold money in Treasury [8:19] and they can use these credits to pay [8:21] down their Stripe fees. [8:23] Meta wanted to use stablecoins to send [8:26] fast and reliable payments to creators [8:28] in the Philippines and Colombia. [8:29] That's where Link comes in. [8:33] Link can now store stablecoins. [8:36] And this is a big deal. This means [8:38] businesses can simply send stablecoin [8:40] payouts directly to the 250 million [8:43] consumers on Link [8:45] without having to deal with the [8:47] complexities of crypto. 4.8 million [8:50] times every single day. This is how [8:52] often one Stripe business is paying [8:54] another. Starting today, businesses on [8:57] the Stripe network can send money [8:59] between Treasury accounts at zero cost. [9:01] >> Hello to ChatGPT. [9:03] Now, [9:04] I've already connected to Stripe's MCP [9:06] server and have granted it access to my [9:08] Treasury account. So, chat, [9:11] show me the money [9:13] >> [laughter] [9:13] >> in my Stripe balance. [9:16] But, let's try something a bit more [9:18] complicated. I want to ask my agent to [9:20] help me pay an invoice. You just saw an [9:23] instant, free business-to-business [9:25] transfer on the Stripe network run [9:27] entirely via agent and MCP. [9:29] >> Thanks, Felix. [9:36] >> What we're seeing is a really profound [9:38] shift in their adoption, with businesses [9:41] large and small building on top of [9:42] stables the way they adopted the cloud a [9:44] couple decades ago. Now, I'm extremely [9:46] excited to show you something we've been [9:48] building. [9:49] These are digital asset accounts. It's [9:51] everything you need to build financial [9:53] products with crypto and stablecoins all [9:56] in one API. [9:57] So, you get payments across tokens and [9:59] chains, built-in fiat on and off-ramps, [10:02] on-chain effects, integrated yield, and [10:04] flexible custody. And again, this is all [10:07] one API, so you can just get rolling. [10:14] >> Today, Stripe powers more than 16,000 [10:16] platforms serving over 11 million [10:19] businesses. Almost every product we've [10:21] talked about today, we've built it [10:23] natively for platforms. [10:26] >> [applause] [10:26] >> I'll give you just two examples, [10:28] starting with Treasury. [10:30] We're rolling out embedded components so [10:32] you can offer your customers all the [10:34] Treasury capabilities I showed you [10:35] earlier. [10:36] Last year, we announced Radar for [10:38] platforms, which combats fraudulent [10:40] accounts in addition to fraudulent [10:41] transactions. Today, I'm excited to [10:43] announce a new form of capital, lines of [10:46] credit. Now, issuing represents another [10:49] massive opportunity for both platforms [10:51] and fintechs. [10:53] We're also adding debit cards to our [10:55] consumer program. [10:56] And we're launching issuing for agents [10:59] so that developers can now easily and [11:01] more importantly safely give cards to [11:03] whole new kind of economic actor. [11:05] >> Believe it or not, there's even more, a [11:08] lot more, that we didn't have time to [11:10] get to. [11:11] So, I'm excited to announce that there's [11:14] finally somewhere you can see it all, [11:16] our brand new public roadmap. [11:20] Yeah. [11:21] >> [applause] [11:22] >> Yeah, you've been asking us for this for [11:24] years, and Cannon, it's kind of my fault [11:25] you don't have it, so I'm sorry, but [11:27] it's live now at stripe.com/roadmap. [11:31] You know, the agentic Era isn't coming [11:33] soon. [11:34] It's happening right now. [11:36] Thank you everyone, and enjoy Stripe [11:38] Sessions. [11:40] >> [applause]